🇬🇧 2026/27
HOURLY → ANNUAL · TAX YEAR 2026/27

UK Hourly Pay After Tax 2026/27

From £10 to £50 an hour: annual salary, monthly take-home, part-time figures and how each rate compares with the National Living Wage.

ESTIMATE

Estimates for tax year 2026/27, 37.5-hour week × 52 paid weeks unless stated. Tax code 1257L, NI category A, no other income. For exact payslips use the UK take-home pay calculator.

How much is your hourly rate as a yearly salary — and what do you actually take home? Each article below converts one hourly rate into annual, monthly, weekly and daily pay for the 2026/27 tax year, then applies income tax (England, Wales & NI and Scotland), Class 1 National Insurance, Plan 2 student loan and a 5% pension, with part-time variants and a comparison against the £12.71 National Living Wage and the £20.81 ONS median.

Hourly to annual salary UK: what you keep

Hourly to annual salary UK: what you keep: £12.71 gross keeps £21,364 (86.2%); £15 gross keeps £24,580 (84.0%); £20 gross keeps £31,600 (81.0%); £25 gross keeps £38,620 (79.2%); £30 gross keeps £44,487 (76.0%); £40 gross keeps £55,797 (71.5%); £50 gross keeps £67,107 (68.8%)£12.71 £21,364£15 £24,580£20 £31,600£25 £38,620£30 £44,487£40 £55,797£50 £67,107
Take-home (shown)Tax & deductions

37.5 h/week × 52, England, Wales & NI, 2026/27. Bar length = gross annual pay; green = take-home.

Need an exact figure?

Use the UK take-home pay calculator for any salary, bonus, pension or student loan plan.

Open the take-home pay calculator →

Choose your hourly rate

Minimum-wage rates (under £13)

£10 an hour£19,500 a year · £1,463/month net£10.50 an hour£20,475 a year · £1,522/month net£10.85 an hour (18–20 rate)£21,158 a year · £1,563/month net£11 an hour£21,450 a year · £1,580/month net£11.50 an hour£22,425 a year · £1,639/month net£12 an hour£23,400 a year · £1,697/month net£12.21 an hour (NLW 2025)£23,810 a year · £1,722/month net£12.50 an hour£24,375 a year · £1,756/month net£12.71 an hour (NLW 2026)£24,785 a year · £1,780/month net

£13 to £20 an hour

£13 an hour£25,350 a year · £1,814/month net£13.50 an hour£26,325 a year · £1,873/month net£14 an hour£27,300 a year · £1,931/month net£14.50 an hour£28,275 a year · £1,990/month net£15 an hour£29,250 a year · £2,048/month net£15.50 an hour£30,225 a year · £2,107/month net£16 an hour£31,200 a year · £2,165/month net£16.50 an hour£32,175 a year · £2,224/month net£17 an hour£33,150 a year · £2,282/month net£17.50 an hour£34,125 a year · £2,341/month net£18 an hour£35,100 a year · £2,399/month net£18.50 an hour£36,075 a year · £2,458/month net£19 an hour£37,050 a year · £2,516/month net£19.50 an hour£38,025 a year · £2,575/month net£20 an hour£39,000 a year · £2,633/month net

£21 to £30 an hour

£21 an hour£40,950 a year · £2,750/month net£22 an hour£42,900 a year · £2,867/month net£23 an hour£44,850 a year · £2,984/month net£24 an hour£46,800 a year · £3,101/month net£25 an hour£48,750 a year · £3,218/month net£26 an hour£50,700 a year · £3,330/month net£27 an hour£52,650 a year · £3,425/month net£28 an hour£54,600 a year · £3,519/month net£29 an hour£56,550 a year · £3,613/month net£30 an hour£58,500 a year · £3,707/month net

£35 to £50 an hour

£35 an hour£68,250 a year · £4,179/month net£40 an hour£78,000 a year · £4,650/month net£45 an hour£87,750 a year · £5,121/month net£50 an hour£97,500 a year · £5,592/month net

Hourly to annual salary table 2026/27

Net = after income tax and NI, no pension or student loan.

RateGross / yr (37.5h)Net / yrNet / monthScotland / month40h net / month
£10£19,500£17,560£1,463£1,467£1,541
£10.50£20,475£18,262£1,522£1,525£1,604
£10.85£21,158£18,753£1,563£1,566£1,647
£11£21,450£18,964£1,580£1,584£1,666
£11.50£22,425£19,666£1,639£1,642£1,729
£12£23,400£20,368£1,697£1,701£1,791
£12.21£23,810£20,662£1,722£1,725£1,817
£12.50£24,375£21,070£1,756£1,759£1,853
£12.71£24,785£21,364£1,780£1,784£1,880
£13£25,350£21,772£1,814£1,818£1,916
£13.50£26,325£22,474£1,873£1,876£1,978
£14£27,300£23,176£1,931£1,935£2,041
£14.50£28,275£23,878£1,990£1,993£2,103
£15£29,250£24,580£2,048£2,052£2,165
£15.50£30,225£25,282£2,107£2,110£2,228
£16£31,200£25,984£2,165£2,167£2,290
£16.50£32,175£26,686£2,224£2,225£2,353
£17£33,150£27,388£2,282£2,283£2,415
£17.50£34,125£28,090£2,341£2,340£2,477
£18£35,100£28,792£2,399£2,398£2,540
£18.50£36,075£29,494£2,458£2,456£2,602
£19£37,050£30,196£2,516£2,513£2,665
£19.50£38,025£30,898£2,575£2,571£2,727
£20£39,000£31,600£2,633£2,629£2,789
£21£40,950£33,004£2,750£2,744£2,914
£22£42,900£34,408£2,867£2,859£3,039
£23£44,850£35,812£2,984£2,954£3,164
£24£46,800£37,216£3,101£3,035£3,289
£25£48,750£38,620£3,218£3,117£3,393
£26£50,700£39,963£3,330£3,200£3,494
£27£52,650£41,094£3,425£3,291£3,594
£28£54,600£42,225£3,519£3,382£3,695
£29£56,550£43,356£3,613£3,473£3,795
£30£58,500£44,487£3,707£3,564£3,896
£35£68,250£50,142£4,179£4,019£4,398
£40£78,000£55,797£4,650£4,466£4,901
£45£87,750£61,452£5,121£4,897£5,404
£50£97,500£67,107£5,592£5,328£5,840

How the numbers are worked out

All figures use the 2026/27 rates published by HMRC and the Scottish Government: a £12,570 personal allowance; 20% / 40% / 45% income tax in England, Wales and Northern Ireland; 19% to 48% across six Scottish bands; and employee National Insurance of 8% between £12,570 and £50,270 and 2% above. Minimum wage figures come from GOV.UK and median pay from the ONS Annual Survey of Hours and Earnings 2026 (provisional). These are estimates — your payslip may differ slightly.

FAQ

How do I work out my annual salary from an hourly rate?

Multiply your hourly rate by the hours you work each week and then by 52. For a 37.5-hour week that is the rate × 1,950; for a 40-hour week, × 2,080.

What is the National Living Wage in 2026?

From 1 April 2026 the National Living Wage for workers aged 21 and over is £12.71 an hour, up from £12.21. Full time (37.5 hours) that is £24,785 a year, or about £1,780 a month after tax in England, Wales and NI.

What is the average hourly wage in the UK?

ONS ASHE 2026 (provisional) puts median hourly pay excluding overtime for full-time employees at £20.81 in April 2026. At 37.5 hours that is £40,580 a year, or £32,737 after tax.

Why do these pages use 37.5 hours?

A 37.5-hour week (7.5 hours a day, five days) is the most common full-time contract in UK offices and the public sector. Every page also shows 40-hour, 30-hour and 20-hour figures.

See also: UK salary after tax (£15k–£150k).