Stamp Duty rates (from 1 April 2025)
The temporary higher nil-rate band ended on 31 March 2025. Standard residential rates are 0% up to £125,000, 2% to £250,000, 5% to £925,000, 10% to £1.5m and 12% above.
First-time buyers
No SDLT up to £300,000 and 5% on the portion up to £500,000. Above £500,000 the relief is lost entirely.
Additional properties
Buying a second home or buy-to-let adds 5% on the whole price.
FAQ
How much stamp duty on a £350,000 house?
£7,500 when moving home, or £2,500 for a first-time buyer.
Do first-time buyers pay stamp duty in 2026?
Not on the first £300,000; 5% applies between £300,001 and £500,000.
Is stamp duty the same in Scotland and Wales?
No. Scotland charges LBTT and Wales charges LTT, with different bands.