🇺🇸 2026 tax year
FULL-TIME 2,080 HOURS · 2026 TAXES · SINGLE FILER

$10 an Hour Is How Much a Year?

Working full-time at $10 an hour earns $20,800 a year before taxes — $1,733 a month or $800 every two weeks. After 2026 federal tax and FICA you keep about $18,739 in a state with no income tax.

$10/hr
$10 an hour × 2,080 hours$20,800 /yrbefore tax — about $18,739 after federal tax and FICA ($9.01 per hour kept).
  • $80 / day
  • $400 / week
  • $1,733 / month
ESTIMATE

Full-time = 40 hours × 52 weeks = 2,080 paid hours; daily = 8 hours. After-tax figures are for a single filer with the 2026 standard deduction, no 401(k) or benefits, no local tax or state payroll taxes. For your own withholding use the paycheck calculator.

$10/hour by pay period

$10 × 2,080 hours$20,800per year gross · $18,739 after tax (no state tax)
PeriodGrossAfter tax*
Year$20,800$18,739
Month$1,733$1,562
Every 2 weeks$800$721
Twice a month$867$781
Week$400.00$360.36
Day (8 h)$80.00$72.07

*After federal income tax, Social Security and Medicare, no state income tax.

How $10/hour compares

× federal minimum1.38×vs $7.25/hour
vs U.S. median−59%median $24.51/hr (BLS)
Overtime rate$15.001.5× over 40 h/week
Federal income tax
−$470
Social Security (6.2%)
−$1,290
Medicare (1.45%)
−$302
Take-home (no state tax)
$18,739
Take-home per hour
$9.01
Federal marginal / effective rate
10% / 2.3%

The U.S. average (mean) hourly wage is $33.54; the median of $24.51 is the midpoint of all 155 million wage earners (BLS OEWS, May 2025).

A work week at $10 an hour

Mon$808 hTue$808 hWed$808 hThu$808 hFri$808 hSatoffSunoff

$400 per 40-hour week before tax · $360 after federal tax and FICA (no state tax).

How long you work for everyday things ($9.01/hour after tax)

Example prices: coffee $5 and burger meal $12 (round 2026 estimates); movie ticket $11.31 (2025 U.S. average, The Numbers); Netflix Standard $19.99/month (U.S. price since March 2026).

$10 an hour after taxes in the 5 biggest states

Full-time $20,800 salary, single filer, 2026 tax year. Local taxes such as New York City's are not included.

StateState taxTake-home / yr/ month/ 2 weeks/ hour
No state tax (TX, FL, WA…)$0$18,739$1,562$721$9.01
California$38$18,701$1,558$719$8.99
Texas (no tax)$0$18,739$1,562$721$9.01
New York$529$18,210$1,517$700$8.75
Florida (no tax)$0$18,739$1,562$721$9.01
Illinois$885$17,854$1,488$687$8.58

All 50 states + DC for this salary: $20,000 a year after taxes.

Part-time and full-time at $10 an hour

HoursGross / yrGross / moAfter tax / yrAfter tax / mo
20 h/week$10,400$867$9,604$800
30 h/week$15,600$1,300$14,407$1,201
40 h/week$20,800$1,733$18,739$1,562

After-tax figures use federal tax and FICA only. Part-time earners often pay a lower effective rate: at 20 hours a week the federal income tax is $0 (0.0% of pay) versus $470 (2.3%) full-time, because the $16,100 standard deduction covers a bigger share of income.

Unpaid time off. The 2,080-hour figure assumes you are paid for every week, including holidays and vacation. If you take two unpaid weeks a year, $20,000 is a more realistic annual figure; with ten unpaid holidays as well, about $19,200.

Nearby hourly wages

HourlyYearlyMonthlyAfter tax / yrAfter tax / mo
$10$20,800$1,733$18,739$1,562
$11/hr$22,880$1,907$20,452$1,704
$12/hr$24,960$2,080$22,165$1,847

FAQ

$10 an hour is how much a year?

$10 an hour is $20,800 a year before taxes for a full-time worker (40 hours a week × 52 weeks = 2,080 hours). That is $1,733 a month, $800 every two weeks and $400 a week.

How much is $10 an hour after taxes?

For a single filer in 2026, $20,800 a year leaves about $18,739 after federal income tax ($470) and Social Security and Medicare ($1,591) in a state with no income tax such as Texas or Florida — about $9.01 an hour or $1,562 a month. In California it is about $18,701, in New York $18,210 and in Illinois $17,854.

How much is $10 an hour part-time?

At 20 hours a week $10 an hour is $10,400 a year ($9,604 after federal tax and FICA); at 30 hours a week it is $15,600 ($14,407 after tax).

Is $10 an hour a good wage?

$10 is 1.4 times the federal minimum wage of $7.25 and 59% below the U.S. median hourly wage of $24.51 (BLS, May 2025). Whether it is enough depends heavily on local housing costs and household size.

What is $10 an hour in overtime?

Under the Fair Labor Standards Act, non-exempt workers earn at least 1.5 times their regular rate for hours over 40 in a workweek, so $10 an hour becomes $15.00 an hour of overtime.

Assumptions & sources

See the $20,000 salary after taxes in all 50 states or compute your own paycheck with the 2026 paycheck calculator.

Other hourly wages

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