What these numbers include
- Federal income tax — 2026 brackets of 10% to 37% applied after the $16,100 single standard deduction (IRS Rev. Proc. 2025-32).
- Social Security — 6.2% of wages up to the 2026 wage base of $184,500 (SSA).
- Medicare — 1.45% of all wages plus 0.9% Additional Medicare Tax above $200,000.
- State income tax — 2026 rates, brackets, standard deductions, exemptions and credits for a single filer, including laws passed during 2026 (Arkansas 3.7%, Georgia 4.99%, South Carolina's new 1.99%/5.21% system, Utah 4.45%, West Virginia's 5% cut).
Not included: city and county income taxes (NYC, Philadelphia, Ohio and Michigan cities, Maryland and Indiana counties), state disability and paid-leave payroll taxes, 401(k) and other pre-tax deductions, and tax credits. Data as of 2026-11-03.
FAQ
How is take-home pay calculated here?
Take-home = gross salary minus 2026 federal income tax (after the $16,100 single standard deduction), Social Security (6.2% up to $184,500), Medicare (1.45%, plus 0.9% above $200,000) and state income tax using each state's 2026 rates, deductions and exemptions for a single filer.
Which states have no income tax on wages in 2026?
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. In these states take-home pay is the federal-only figure, e.g. $50,390 on a $60,000 salary.
How much is $100,000 after taxes?
About $79,180 in a state with no income tax for a single filer in 2026, and roughly $75,488 in the median state.
Why might my real paycheck be different?
Employers withhold according to your W-4, and 401(k) contributions, health premiums, local city or county taxes and state payroll taxes (such as California SDI) all change your actual net pay. These pages show a standardized estimate so salaries and states can be compared like-for-like.