2026 tax brackets
| Federal | Rate | Ontario | Rate |
|---|---|---|---|
| to $58,523 | 14% | to $53,891 | 5.05% |
| to $117,045 | 20.5% | to $107,785 | 9.15% |
| to $181,440 | 26% | to $150,000 | 11.16% |
| to $258,482 | 29% | to $220,000 | 12.16% |
| above | 33% | above | 13.16% |
The lowest federal rate fell to 14% from July 2025, so 2026 is the first full year at 14%. Basic personal amounts: federal $16,452 (reduced to $14,829 for high incomes), Ontario $12,989.
Payroll deductions
CPP 5.95% between $3,500 and $74,600 (max $4,230.45), CPP2 4% up to $85,000 (max $416), EI 1.63% up to $68,900 (max $1,123.07).
FAQ
How much is $75,000 after tax in Ontario in 2026?
About $56,900 a year, or roughly $2,190 every two weeks, after federal and Ontario tax, CPP and EI.
What is the federal basic personal amount for 2026?
$16,452 for most taxpayers, reduced gradually to $14,829 for net income above $181,440.
What is the maximum CPP contribution in 2026?
$4,230.45 for employees, plus up to $416 in CPP2.