2026-27 resident tax rates
| Taxable income | Tax |
|---|---|
| $0 – $18,200 | Nil |
| $18,201 – $45,000 | 15c for each $1 over $18,200 |
| $45,001 – $135,000 | $4,020 + 30c over $45,000 |
| $135,001 – $190,000 | $31,020 + 37c over $135,000 |
| over $190,000 | $51,370 + 45c over $190,000 |
The second rate dropped from 16% to 15% on 1 July 2026 and falls to 14% from 1 July 2027. The Medicare levy of 2% is added; low earners pay less or nothing.
HELP repayments
Since 2025-26 repayments are marginal: 15c per dollar above $69,528, and 17c above $129,717, in 2026-27.
FAQ
How much is $90,000 after tax in 2026-27?
About $70,700 a year, or roughly $2,719 a fortnight, without a HELP debt.
What is the tax-free threshold?
$18,200 for Australian residents.
What is the super guarantee rate in 2026-27?
12% of ordinary time earnings.