.crumbs{font-size:12.5px;color:var(--muted);margin:0 0 10px}.crumbs a{color:var(--muted)}
.art{margin-top:14px}.art h2{font-size:19px;margin:22px 0 8px;color:#0B1F3F}.art h2:first-child{margin-top:0}.art h3{font-size:15.5px;margin:16px 0 4px;color:#0B1F3F}.art p,.art li{line-height:1.72;color:#2F343B}
.art ul,.art ol{padding-left:20px}.lead{font-size:16px;line-height:1.7;color:#2F343B;margin:0 0 12px}.lead b{color:#0B1F3F}
.cta{display:flex;gap:14px;align-items:center;justify-content:space-between;flex-wrap:wrap;background:linear-gradient(135deg,#12305C,#0B1F3F);color:#fff;border-radius:14px;padding:18px;margin:14px 0;border-left:6px solid #C9A04A}
.cta p{margin:0;color:#DCE4F2;max-width:60ch}.cta b{color:#fff;display:block;font-size:17px;margin-bottom:2px}
.cta a{background:#C9A04A;color:#0B1F3F;font-weight:800;text-decoration:none;padding:12px 18px;border-radius:10px;white-space:nowrap}.cta a:hover{background:#B8862B;color:#fff}
.rel{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,210px),1fr));gap:8px;margin-top:8px}
.rel a{display:block;border:1px solid var(--line);border-radius:10px;padding:9px 11px;text-decoration:none;color:#2F343B;background:#fff}.rel a:hover{border-color:#B8862B}
.rel a b{display:block;color:#0B1F3F;font-size:14px}.rel a span{font-size:12.5px;color:var(--muted)}
.tip{border-left:4px solid #B8862B;background:#FCFAF4;padding:8px 12px;border-radius:0 10px 10px 0;margin:8px 0}
.warn{border-left:4px solid #CE1126;background:#FFF4F4;padding:8px 12px;border-radius:0 10px 10px 0;margin:8px 0}
.story{border:1px solid #E8D7AE;background:#FFFCF5;border-radius:12px;padding:12px 14px;margin:10px 0}.story b.n{color:#0B1F3F}
.mh{display:grid;grid-template-columns:minmax(0,280px) minmax(0,1fr);gap:18px;align-items:center;background:linear-gradient(135deg,#fff 0,#FBF6EA 100%);border-color:#E8D7AE}
.mh>svg{display:block;width:100%;height:auto;max-width:280px;margin:0 auto}.mh h2{margin:0 0 4px;color:#0B1F3F}
.mh .pp{display:flex;flex-wrap:wrap;gap:6px;margin-top:10px}.mh .pp span{font:600 13px var(--mono);background:#fff;border:1px solid #E8D7AE;border-radius:8px;padding:4px 8px;color:#0B1F3F}.mh .pp em{font-style:normal;font-weight:500;font-size:11px;color:#6B7280;font-family:system-ui,sans-serif}
.vz svg,.art figure svg{display:block;width:100%;height:auto}.m{font-family:var(--mono)}figure{margin:12px auto;max-width:620px}figcaption{font-size:12px;color:#6B7280;margin-top:6px}
.fx{font:600 14px var(--mono);background:#F5F7FB;border:1px solid var(--line);border-radius:10px;padding:10px 12px;overflow-wrap:anywhere;color:#0B1F3F}
.steps{counter-reset:s;list-style:none;padding-left:0!important}.steps li{counter-increment:s;position:relative;padding-left:38px;margin:10px 0}.steps li:before{content:counter(s);position:absolute;left:0;top:1px;width:26px;height:26px;border-radius:50%;background:#12305C;color:#fff;font:700 13px/26px var(--mono);text-align:center}
.yn{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr));gap:12px}.yn>div{border:1px solid var(--line);border-radius:12px;padding:10px 14px;background:#fff}.yn h3{margin:4px 0 6px!important}.yn .y h3{color:#0F8A5F!important}.yn .n h3{color:#C2413A!important}
.hgrp h3{margin:18px 0 6px}
@media(max-width:640px){.mh{grid-template-columns:1fr;gap:8px}}
/* calculator */
.calc .f input,.calc .f select{font-size:16px}
.calc .row3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
@media(max-width:560px){.calc .row3{grid-template-columns:1fr 1fr}}
.res .big b{color:#F2C46B}
.gauge{height:16px;border-radius:8px;background:#EEF1F7;position:relative;overflow:hidden;margin:12px 0 4px}.gauge i{position:absolute;top:0;bottom:0;left:0}.gauge .a{background:#C9A04A}.gauge .b{background:#CE1126}
.art .tbl td{white-space:normal}.tbl.tx td{font-family:inherit;text-align:left;font-size:13.5px}.tbl.tx th{text-align:left}.art .tbl th{vertical-align:bottom}.art .tbl small{font-size:11px;color:var(--muted)}
.gl{display:flex;justify-content:space-between;font-size:12px;color:var(--muted)}