:root{--bg:#F3F5F9;--paper:#fff;--ink:#0E1A2E;--muted:#5B6780;--line:#DCE2EC;--navy:#14213D;--gold:#D4A017;--accent:#1F5FD1;--good:#0F8A5F;--bad:#C2413A;--soft:#EEF3FC;--mono:"IBM Plex Mono",ui-monospace,Menlo,monospace}
@media (prefers-color-scheme:dark){:root{--bg:#0A1222;--paper:#111C31;--ink:#E7EDF8;--muted:#9AA8C2;--line:#24324D;--accent:#6FA0FF;--soft:#16233E;--good:#3CCB91;--bad:#FF7A70}}
*{box-sizing:border-box}
body{margin:0;background:var(--bg);color:var(--ink);font:15px/1.6 "Pretendard Variable",Pretendard,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif}
a{color:var(--accent)}
.brand{background:var(--navy);color:#fff}
.brand .in{max-width:1100px;margin:0 auto;padding:12px 18px;display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}
.brand a.logo{color:#fff;text-decoration:none;font-weight:800;display:flex;align-items:center;gap:9px;letter-spacing:-.01em}
.brand a.logo i{font-style:normal;width:28px;height:28px;border-radius:7px;background:var(--gold);color:var(--navy);display:grid;place-items:center;font-weight:900;font-size:13px}
.brand .flag{font-size:12px;color:#C9D5EE;border:1px solid rgba(255,255,255,.2);border-radius:999px;padding:3px 10px}
.hero{background:linear-gradient(180deg,var(--navy),#132C57);color:#fff;padding:22px 0 64px}
.hero .in{max-width:1100px;margin:0 auto;padding:0 18px}
.hero h1{margin:0;font-size:clamp(24px,3.6vw,34px);letter-spacing:-.02em;line-height:1.2}
.hero h1 b{color:#FFD45C}
.hero p{margin:8px 0 0;color:#C9D5EE;max-width:70ch}
.year{display:inline-block;font:600 12px var(--mono);background:rgba(255,212,92,.15);color:#FFD45C;border:1px solid rgba(255,212,92,.35);border-radius:6px;padding:2px 8px;margin-bottom:10px}
.wrap{max-width:1100px;margin:-46px auto 0;padding:0 18px 40px}
.tabs{display:flex;gap:6px;overflow-x:auto;padding:4px;background:var(--paper);border:1px solid var(--line);border-radius:12px;margin-bottom:14px;scrollbar-width:thin}
.tabs a{white-space:nowrap;text-decoration:none;color:var(--muted);font-weight:600;font-size:13.5px;padding:8px 12px;border-radius:9px}
.tabs a:hover{background:var(--soft);color:var(--ink)}
.tabs a[aria-current]{background:var(--navy);color:#fff}
@media (prefers-color-scheme:dark){.tabs a[aria-current]{background:var(--accent);color:#06101F}}
.app{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);gap:14px;align-items:start}
@media(max-width:860px){.app{grid-template-columns:1fr}}
.card{background:var(--paper);border:1px solid var(--line);border-radius:14px;padding:18px;box-shadow:0 1px 2px rgba(10,20,40,.04)}
.card h2{margin:0 0 12px;font-size:17px}
.f{display:grid;gap:5px;margin-bottom:12px}
.f>span{font-size:13px;font-weight:700;color:var(--muted)}
.f small{color:var(--muted);font-size:12px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:10px}
input,select{width:100%;font:500 15px inherit;font-family:inherit;color:var(--ink);background:var(--paper);border:1px solid var(--line);border-radius:9px;padding:9px 11px}
input:focus,select:focus{outline:2px solid color-mix(in srgb,var(--accent) 40%,transparent);border-color:var(--accent)}
.money{position:relative}.money input{padding-left:26px}.money::before{content:"€";position:absolute;left:11px;top:50%;transform:translateY(-50%);color:var(--muted);font-weight:600}
.pct{position:relative}.pct input{padding-right:28px}.pct::after{content:"%";position:absolute;right:11px;top:50%;transform:translateY(-50%);color:var(--muted);font-weight:600}
.seg{display:flex;background:var(--soft);border-radius:10px;padding:3px;gap:3px;flex-wrap:wrap}
.seg label{flex:1;text-align:center;cursor:pointer;font-size:13px;font-weight:600;padding:7px 6px;border-radius:8px;color:var(--muted);min-width:80px}
.seg input{display:none}.seg label:has(input:checked){background:var(--paper);color:var(--ink);box-shadow:0 1px 3px rgba(0,0,0,.12)}
.big{background:var(--navy);color:#fff;border-radius:12px;padding:18px;margin-bottom:12px}
@media (prefers-color-scheme:dark){.big{background:#0B1F3F}}
.big span{font-size:13px;color:#C9D5EE;font-weight:600}
.big b{display:block;font:700 clamp(28px,5vw,40px)/1.15 var(--mono);letter-spacing:-.02em;margin-top:4px}
.big em{font-style:normal;font-size:13px;color:#FFD45C}
.kv{display:grid;grid-template-columns:1fr auto;gap:0;border-top:1px solid var(--line)}
.kv div{padding:9px 2px;border-bottom:1px solid var(--line);font-size:14px}
.kv div:nth-child(even){text-align:right;font:600 14px var(--mono)}
.kv .t{font-weight:800}.kv .neg{color:var(--bad)}.kv .pos{color:var(--good)}
.bar{display:flex;height:14px;border-radius:7px;overflow:hidden;margin:14px 0 6px;background:var(--soft)}
.bar i{display:block;height:100%}
.legend{display:flex;flex-wrap:wrap;gap:12px;font-size:12.5px;color:var(--muted)}
.legend span::before{content:"";display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:5px;background:var(--c);vertical-align:-1px}
.note{font-size:12.5px;color:var(--muted);margin:12px 0 0}
table.tbl{width:100%;border-collapse:collapse;font-size:13px;margin-top:10px}
.tbl th,.tbl td{padding:7px 6px;border-bottom:1px solid var(--line);text-align:right;font-family:var(--mono)}
.tbl th{font-family:inherit;color:var(--muted);font-weight:700;font-size:12px}
.tbl th:first-child,.tbl td:first-child{text-align:left}
.tbl tr.hl td{background:var(--soft);font-weight:700}
.scroll{max-height:340px;overflow:auto}
.help{margin-top:14px}.help h2{font-size:19px}.help h3{font-size:15.5px;margin:18px 0 4px}.help p,.help li{color:var(--ink);opacity:.88}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:12px}
.grid a{display:block;text-decoration:none;color:var(--ink);background:var(--paper);border:1px solid var(--line);border-radius:14px;padding:16px;transition:.15s}
.grid a:hover{border-color:var(--accent);transform:translateY(-2px)}
.grid a b{display:block;font-size:16px;margin-bottom:4px}.grid a span{color:var(--muted);font-size:13.5px}
.grid a i{font-style:normal;font-size:22px;display:block;margin-bottom:6px}
footer{max-width:1100px;margin:0 auto;padding:18px;color:var(--muted);font-size:12.5px;border-top:1px solid var(--line)}
footer a{color:var(--muted)}

.brand .in{flex-wrap:nowrap}
.brand a.logo{white-space:nowrap;overflow:hidden;text-overflow:ellipsis;min-width:0}
.brand .flag{white-space:nowrap;flex-shrink:0}
@media(max-width:560px){.brand .flag{display:none}.brand a.logo{font-size:15px}.two .f>span{min-height:2.75em;display:flex;align-items:flex-end}}